About PersonalFinance
What it is
PersonalFinance is a free web app for planning your path to financial independence. You enter your savings, income and spending, and it turns them into one plan: a target for financial independence and the age your savings can reach it.
Why it exists
Most people never work out how much is enough. Spreadsheets get abandoned, and many budgeting apps ask for your bank logins. PersonalFinance keeps the plan simple, lets you decide exactly what to enter, and shows your figures only to you.
Who builds it
PersonalFinance is a solo developer project: one person designs, builds and runs it.
Core features
- Net Worth: enter your starting balance, income, spending and savings to project when you can reach financial independence.
- Budget Planner: set a monthly budget by category.
- Budget Tracker: record what you spend and compare it with your plan.
- Savings Goals: set targets and follow your progress.
- Analysis: explore your figures and spreadsheets with charts.
- Community: share ideas and questions with other users.
Not financial advice
PersonalFinance is a planning tool for information and education only. It is not financial, investment, tax or legal advice. Read the Disclaimer before relying on any figure.